04. Loans
Multifamily & commercial
Bridge and long-term loans for 5+ unit apartments, mixed-use and commercial property.
Value-add bridge
For properties that need work and rent increases to stabilize.
| Leverage | Up to 85% of cost |
|---|---|
| Loan size | Up to $50MM |
| Term | 12 to 36 months |
| Recourse | Non-recourse available |
| Cash flow | Not required |
Stabilized bridge
For rent-ready properties that need time or tenants before long-term financing.
| Leverage | Up to 85% LTV |
|---|---|
| Minimum DSCR | 1.0 |
Long-term
| Loan size | Up to $50MM |
|---|---|
| Size | No unit max |
| Term | 5 to 30 years |
| Seasoning | Low requirements |
| Borrowers | Foreign nationals allowed |
| Markets | All market sizes |
A good fit if…
- You're buying or refinancing 5+ units, mixed-use or commercial
- You have a value-add plan and need a bridge to get there
- You're ready to lock in long-term debt on a stabilized property
Not a fit if…
- It's a hotel or a place of worship — those we don't do
- You're buying a single rental — see Rentals (DSCR)
What we’ll ask for
- Rent roll and leases
- Trailing 12-month operating statement
- Business plan and budget, for bridge loans
- Sponsor financials and track record
What we don't do
Hotels and places of worship.